What's the Secret to a Successful Retirement? You have to have a Plan!!
5 Questions you have to have answers to before and during retirement:
1). How much money do I have to have each month to live on? not the extras - just to live on?
2). Am I guaranteed to have that much coming in each month?
3). What's the best strategy for taking Social Security? Should I file and suspend? Will I be taxed? How much will the remaining spouse receive?
4). Am I certain I won't run out of money in retirement and what can I do to reduce that possibly?
5). What is my strategy for paying for Long Term Care?
These are really just a few of the questions you need answered in order to minimize your worry during retirement.
As a Certified Financial Planner® professional, my goal is to assist you to answer these, and other questions by providing a Retirement Analysis to maximize your potential for a wonderful retirement:
In short, I provide objective information to help people make their hopes and dreams become a living reality.
If you would like a complementary consultation to discuss these or other financial matters, please give me a call at 812.798.7239. We will sit down and discuss how I can help you reach your financial dreams.
*Legal advice and services provided by unaffiliated attorneys
Click on Image to Go to Certified Financial Planner's Website "Let's Make a Plan"
When is the Best Time to Take Social Security?
Click on this logo and see how to maximize your benefits!
Understanding Long-Term Care
Understanding the types of long-term-care services—and what those services could cost—may be critical.
Please Leave Home without It
Concerns over identity theft continue to grow, especially with data breaches at major companies and financial institutions.
Estate Management 101
A will may be only one of the documents you need—and one factor to consider—when it comes to managing your estate.
Consider how your assets are allocated and if that allocation is consistent with your time frame and risk tolerance.
The Economic Report of the President can help identify the forces driving — or dragging — the economy.
The wise use of credit is a critical skill. These 10 questions will help you assess your skill level.
Those looking into environmentally minded home modifications may get a boost from Uncle Sam’s tax incentives.
Retirement income may come from a variety of sources. Here's an overview of the six main sources.
There are common mistakes you can avoid when saving for retirement.
Use this calculator to estimate your income tax liability along with average and marginal tax rates.
Use this calculator to compare the future value of investments with different tax consequences.
This calculator will help determine whether you should invest funds or pay down debt.
Estimate the potential impact taxes and inflation can have on the purchasing power of an investment.
This calculator can help determine whether it makes sense to refinance your mortgage.
Enter various payment options and determine how long it may take to pay off a credit card.
The importance of life insurance, how it works, and how much coverage you need.
There are a number of ways to withdraw money from a qualified retirement plan.
Learn more about taxes, tax-favored investing, and tax strategies.
There are some smart strategies that may help you pursue your investment objectives
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
How federal estate taxes work, plus estate management documents and tactics.
Are Real Estate Investment Trusts right for your portfolio?
Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you.
A growing number of Americans are pushing back the age at which they plan to retire. Or deciding not to retire at all.
Retirees look for ways to convert savings and investments into regular income. One option to consider is an annuity.
A visit to the hospital can be painful, for both your body and your wallet. Don’t let it be more painful than it has to be.
There are hundreds of ETFs available. Should you invest in them?