Our Philosophy is Simple!
We believe “You Gotta Have a Plan!”
Most people and many businesses do not achieve nearly as much as they might otherwise achieve because they never take the time necessary to think about where they want to be nor do they map out a financial path to get them there.
As a Certified Financial Planner® professional, my goal is to assist them to maximize their wealth accumulation possibilities by:
- Implementing proper Cash Management Principles,
- Developing a Tax Reduction Strategy
- Performing an Investment Suitability and Portfolio Construction consistent with their accumulation and retirement objectives,
- Completing a Risk Management Analysis,
- Review possible Estate Planning Techniques, including Charitable Trusts*, and construct an Implementation and Review schedule.
In short, I provide objective advice to help people make their hopes and dreams become a living reality. My goal is to teach balanced living through the implementation of prudent planning principles.
If you would like a complementary consultation to discuss these or other financial matters, please give me a call at 812.829.4811. We will sit down and discuss how I can help you reach your financial dreams.
*Legal advice and services provided by unaffiliated attorneys
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When is the Best Time to Take Social Security?
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Understanding Marginal Income Tax Brackets
An inside look at how marginal income tax brackets work.
U.S. Personal Savings Rate
What can be learned from the savings rate?
Budget Check Up: Tax Time Is the Right Time
Tax preparation may be the perfect time to give the household budget a check-up.
How long does a $20 bill last?
Preparing for the eventual distribution of your assets may not sound enticing. But a will puts the power in your hands.
Understanding the types of long-term-care services—and what those services could cost—may be critical.
Roth 401(k) plans combine features of traditional 401(k) plans with those of a Roth IRA.
Simple steps may help you foil hackers and protect your privacy.
Term insurance is the simplest form of life insurance. Here's how it works.
Estimate the total cost in today's dollars of various mortgage alternatives.
This calculator can help determine whether it makes sense to refinance your mortgage.
This calculator can help you estimate how much you may need to save for retirement.
This questionnaire will help determine your tolerance for investment risk.
Estimate how much income may be needed at retirement to maintain your standard of living.
Use this calculator to assess the potential benefits of a home mortgage deduction.
Principles that can help create a portfolio designed to pursue investment goals.
The chances of needing long-term care, its cost, and strategies for covering that cost.
There are some smart strategies that may help you pursue your investment objectives
There are some key concepts to understand when investing for retirement
Learn more about taxes, tax-favored investing, and tax strategies.
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
Can successful investors predict changes in the markets? Some can but others miss the market’s signals.
Learning more about gold, and its history, may help you answer that question.
Are you ready for retirement? Here are five words you should consider.
Women are great at multi-tasking. But many drop the ball when preparing for retirement.
Do you have causes that you want to support with donations? Here's three tips.
Though we don’t like to think about it, all of us will make an exit sometime, and those we love may suffer if we are not prepared.