What's the Secret to a Successful Retirement? You have to have a Plan!!
5 Questions you have to have answers to before and during retirement:
1). How much money do I have to have each month to live on? not the extras - just to live on?
2). Am I guaranteed to have that much coming in each month?
3). What's the best strategy for taking Social Security? Should I file and suspend? Will I be taxed? How much will the remaining spouse receive?
4). Am I certain I won't run out of money in retirement and what can I do to reduce that possibly?
5). What is my strategy for paying for Long Term Care?
These are really just a few of the questions you need answered in order to minimize your worry during retirement.
As a Certified Financial Planner® professional, my goal is to assist you to answer these, and other questions by providing a Retirement Analysis to maximize your potential for a wonderful retirement:
In short, I provide objective information to help people make their hopes and dreams become a living reality.
If you would like a complementary consultation to discuss these or other financial matters, please give me a call at 812.798.7239. We will sit down and discuss how I can help you reach your financial dreams.
*Legal advice and services provided by unaffiliated attorneys
Click on Image to Go to Certified Financial Planner's Website "Let's Make a Plan"
When is the Best Time to Take Social Security?
Click on this logo and see how to maximize your benefits!
Eight Mistakes That Can Upend Your Retirement
There are common mistakes you can avoid when saving for retirement.
Keep Your Umbrella Handy
Umbrella liability can be a fairly inexpensive way to help shelter current assets and future income from the unexpected.
Universal Life Insurance
Universal life insurance is permanent insurance with a flexible premium. Here's how it works.
Purchasing homeowners insurance is critical for protecting your home.
The tax rules that govern donating art are complex and confusing. Take a closer look.
Calculating your potential Social Security benefit is a three-step process.
If you have a traditional IRA, you may have the opportunity to extend its tax-deferred status across multiple generations.
Even low inflation rates over an extended period of time can impact your finances in retirement.
When to start? Should I continue to work? How can I maximize my benefit?
This calculator may help you estimate how long funds may last given regular withdrawals.
This calculator estimates your chances of becoming disabled and your potential need for disability insurance.
Determine your potential long-term care needs and how long your current assets might last.
Help determine the required minimum distribution from an IRA or other qualified retirement plan.
This questionnaire will help determine your tolerance for investment risk.
This calculator will help determine whether you should invest funds or pay down debt.
There are some smart strategies that may help you pursue your investment objectives
Investment tools and strategies that can enable you to pursue your retirement goals.
Learn more about taxes, tax-favored investing, and tax strategies.
A presentation about managing money: using it, saving it, and even getting credit.
The chances of needing long-term care, its cost, and strategies for covering that cost.
Using smart management to get more of what you want and free up assets to invest.
Here are five facts about Social Security that might surprise you.
A special needs trust helps care for a special needs child when you’re gone.
Even low inflation rates can pose a threat to investment returns.
Why are 401(k) plans, annuities, and IRAs so popular?
Investors seeking world investments can choose between global and international funds. What's the difference?
Bitcoin’s future is uncertain, but one thing is for sure: it’s the wild west out there, and there is no sheriff in town.