Our Philosophy is Simple!
We believe “You Gotta Have a Plan!”
Most people and many businesses do not achieve nearly as much as they might otherwise achieve because they never take the time necessary to think about where they want to be nor do they map out a financial path to get them there.
As a Certified Financial Planner® professional, my goal is to assist them to maximize their wealth accumulation possibilities by:
- Implementing proper Cash Management Principles,
- Developing a Tax Reduction Strategy
- Performing an Investment Suitability and Portfolio Construction consistent with their accumulation and retirement objectives,
- Completing a Risk Management Analysis,
- Review possible Estate Planning Techniques, including Charitable Trusts*, and construct an Implementation and Review schedule.
In short, I provide objective advice to help people make their hopes and dreams become a living reality. My goal is to teach balanced living through the implementation of prudent planning principles.
If you would like a complementary consultation to discuss these or other financial matters, please give me a call at 812.798.7239. We will sit down and discuss how I can help you reach your financial dreams.
*Legal advice and services provided by unaffiliated attorneys
Click on Image to Go to Certified Financial Planner's Website "Let's Make a Plan"
When is the Best Time to Take Social Security?
Click on this logo and see how to maximize your benefits!
Countdown to College
Preparing for college means setting goals, staying focused, and tackling a few key milestones along the way.
Life and Death of a \$20 Bill
How long does a $20 bill last?
Where Is the Market Headed?
We all know the stock market can be unpredictable. We all want to know, “What’s next for the financial markets?”
Understanding some basic concepts may help you assess whether zero-coupon bonds have a place in your portfolio.
Buy/sell agreements may help a business be better prepared in the event of the death of a principal or key employee.
Variable Universal Life is permanent insurance in which the policyholder directs how premiums are invested.
Workers 50+ may make contributions to their qualified retirement plans above the limits imposed on younger workers.
Having your identity stolen may result in financial loss plus the cost of trying to restore your good name.
Here's a breakdown of how the federal government spends your tax money.
This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.
This calculator estimates your chances of becoming disabled and your potential need for disability insurance.
This calculator may help you estimate how long funds may last given regular withdrawals.
This calculator helps determine your pre-tax and after-tax dividend yield on a particular stock.
Estimate how many months it may take to recover the out-of-pocket costs when buying a more efficient vehicle.
This calculator can help you estimate how much you may need to save for retirement.
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
The chances of needing long-term care, its cost, and strategies for covering that cost.
There are some key concepts to understand when investing for retirement
There are a number of ways to withdraw money from a qualified retirement plan.
The importance of life insurance, how it works, and how much coverage you need.
There are some smart strategies that may help you pursue your investment objectives
Though we don’t like to think about it, all of us will make an exit sometime, and those we love may suffer if we are not prepared.
With alternative investments, it’s critical to sort through the complexity.
Do you know how long it may take for your investments to double in value? The Rule of 72 is a quick way to figure it out.
A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement.
The question used to be how low can interest rates go. Now it's how long can rates remain at their historic low levels?
Do you have causes that you want to support with donations? Here are three tips.