What's the Secret to a Successful Retirement? You have to have a Plan!!
5 Questions you have to have answers to before and during retirement:
1). How much money do I have to have each month to live on? not the extras - just to live on?
2). Am I guaranteed to have that much coming in each month?
3). What's the best strategy for taking Social Security? Should I file and suspend? Will I be taxed? How much will the remaining spouse receive?
4). Am I certain I won't run out of money in retirement and what can I do to reduce that possibly?
5). What is my strategy for paying for Long Term Care?
These are really just a few of the questions you need answered in order to minimize your worry during retirement.
As a Certified Financial Planner® professional, my goal is to assist you to answer these, and other questions by providing a Retirement Analysis to maximize your potential for a wonderful retirement:
In short, I provide objective information to help people make their hopes and dreams become a living reality.
If you would like a complementary consultation to discuss these or other financial matters, please give me a call at 812.798.7239. We will sit down and discuss how I can help you reach your financial dreams.
*Legal advice and services provided by unaffiliated attorneys
Click on Image to Go to Certified Financial Planner's Website "Let's Make a Plan"
When is the Best Time to Take Social Security?
Click on this logo and see how to maximize your benefits!
Social Security: The Elephant in the Room
Some people wonder if Social Security will remain financially sound enough to pay the benefits they are owed.
The Facts About Income Tax
Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you.
Exit Strategies of the Rich and Famous
Estate conservation is too important to put off. Do you have a smart exit strategy?
There are things about Social Security that might surprise you.
The uncertainties we face in retirement can erode our sense of confidence.
Combating counterfeiting remains core to preserving the integrity of the nation’s money.
Purchasing homeowners insurance is critical for protecting your home.
There are other ways to maximize Social Security benefits, in addition to waiting to claim them.
One way to find money is to examine your current spending habits and eliminate money wasters.
Estimate the total cost in today's dollars of various mortgage alternatives.
This calculator estimates the savings from paying a mortgage bi-weekly instead of monthly.
Estimate how long your retirement savings may last using various monthly cash flow rates.
Estimate the potential impact taxes and inflation can have on the purchasing power of an investment.
Estimate the maximum contribution amount for a Self-Employed 401(k), SIMPLE IRA, or SEP.
This calculator may help you estimate how long funds may last given regular withdrawals.
The importance of life insurance, how it works, and how much coverage you need.
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
The chances of needing long-term care, its cost, and strategies for covering that cost.
Learn more about taxes, tax-favored investing, and tax strategies.
There are some key concepts to understand when investing for retirement
There are a number of ways to withdraw money from a qualified retirement plan.
Investors seeking world investments can choose between global and international funds. What's the difference?
Learning more about gold and its history may help you decide whether it has a place in your portfolio.
There are hundreds of ETFs available. Should you invest in them?
Have you explored all of your choices when it comes to managing your taxable income?
Three things to consider before dipping into retirement savings to pay for college.
Women are great at multi-tasking. But many drop the ball when preparing for retirement.