201 W. Morgan Street
P. O. Box 151
Spencer, IN 47460

David Hensley, Certified Financial Planner™

812.829.4811 x 265

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David Hensley, Certified Financial Planner™

David Hensley, Certified Financial Planner™

Professional Financial Consultant

812.829.4811 x 265
david.hensley@cfdinvestments.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. It may not be used for the purpose of avoiding any federal tax penalties. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG, LLC, to provide information on a topic that may be of interest. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

Copyright 2013 FMG Suite

Securities are not insured by the FDIC or any other bank insurance, are not deposits or obligations of the bank, are not guaranteed by the bank, and are subject to risk, including possible loss of principal.

Adviser not licensed in all States. Advisory Services are Provided through Creative Financial Designs, Inc., a Registered Investment Adviser, and Securities are Offered through cfd Investments, Inc., a Registered Broker/Dealer, Member FINRA & SIPC, 2704 South Goyer, Kokomo, IN 46902 765.453.9600. Owen County State Bank is not associated with Creative Financial Designs, Inc. or cfd Investments, Inc.

Contact

Office:	812.829.4811 x 265
Toll-Free:	888.275.6272
Fax:	812.829.3295

201 W. Morgan Street
P. O. Box 151
Spencer, IN 47460

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